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BUSINESS LINE OF CREDIT

At Surge Capital Funding, we wholeheartedly understand the intricate challenge of managing cash flow and unforeseen expenditures, especially for businesses, including those with seasonal fluctuations. That's precisely why we are ecstatic to introduce our pioneering Business Loans and innovative Flexible Line of Credit—strategic solutions meticulously designed to empower your financial flexibility and business growth.

This exclusive offering combines the power of Business Loans and our Flexible Line of Credit, allowing you to access funds up to your established credit limit, all without the encumbrance of collateral. Picture a safety net that's always there, providing you with the freedom to borrow and repay multiple times, while only incurring interest on the funds you use.

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Our Business Loans and Flexible Line of Credit have been meticulously crafted to provide unparalleled versatility. They become your strategic assets, poised to serve short-term needs, fuel expansion, or act as steadfast guardians for effective cash flow management. We are dedicated to utmost transparency, offering you competitive rates seamlessly integrated into an upfront and straightforward fee structure. These fees encompass only a maintenance fee or a minimal withdrawal fee, ensuring that you are consistently informed about the costs involved.

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It's paramount to recognize that accessing our Business Loans and Flexible Line of Credit requires a robust foundation of strong credit and consistent revenue—a testament to our unwavering commitment to responsible lending practices. This requirement assures that you are optimally positioned to harness the comprehensive benefits these financial tools offer.

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Imagine having the means to secure vital inventory for a bustling season, embracing growth opportunities, or deftly navigating unexpected financial curves that often mark the journeys of businesses. Our combined Business Loans and Flexible Line of Credit are primed to support your ambitious undertakings, propelling your business to resplendent new heights. If you are ready to embark on a voyage into the realm of enhanced financial flexibility and growth, our dedicated team stands ready to guide you. Reach out to us today, and let's collaboratively chart a course towards the financial empowerment that uniquely suits your business's distinct needs.

Pros:

  • Flexible borrowing 

  • Typically no collateral required 
     

Cons:

  • May have maintenance fee or withdrawal fee

  • Good credit and consistent revenue required 
     

Best for: 

  • Short term needs 

  • Seasonal businesses to help manage cash flow

Our business lines of credit lets a business borrow up to a certain amount of money and will only charge interest on the amount of money borrowed

Our 3 Step Process:

Business Line of Credit Application

1. Apply

Fill out our Quick Apply application.

Business Lines of Credit Application is reviewed fast

2. We review your application

We review your goals and present you with programs matching your needs, getting an offer in 24 hours.

Get you business lines of credit money fast

3. Receive funding

Choose the program that fits you best and receive funding within 48 hours.

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